No. High-risk pricing depends on vertical, volume, chargebacks, fulfillment model, and processing history. The useful comparison is your current statement, not a teaser number. See how fees work on the pricing page.

A statement shows current effective cost, volume, chargebacks, card mix, gateway fees, and hidden line items. That is the only honest way to compare pricing.

Most of our merchants pay no monthly account fee at all, and when there is one it is small. The processing cost belongs in the processing terms, not in a separate monthly charge, and e-debit accounts run at $0 a month.

Have your vertical, business website, current processor status, monthly volume, average ticket, chargeback history, and recent statements ready if available.

Often, yes. A MATCH or TMF listing flags a terminated merchant to the card networks, but it gates the card rails, not the bank rails. An e-debit (ACH) solution can board regardless of MATCH status, while card-network options depend on the reason code you were listed under. No one can promise automatic approval.

Not necessarily. A reserve depends on the risk profile: chargeback history, fulfillment timing, ticket size, and vertical all factor in. When a reserve does apply, the terms should be disclosed clearly before the merchant moves forward, not sprung after funds are already held.